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<DIV><STRONG>Free Money Management Training</STRONG></DIV>
<DIV>Thinking about Homeownership or just needing help with your finances?</DIV>
<DIV>CHA Low-Income Services offers the Money Smart program free of charge to Boone County residents.</DIV>
<DIV>Next 10 week session:</DIV>
<DIV>January 23, 2012</DIV>
<DIV>Mondays</DIV>
<DIV>12:00 pm - 1:30 pm</DIV>
<DIV>or 6:30 pm-8:00 pm</DIV>
<DIV>For more information contact 443-2556</DIV>
<DIV>Cornelia Williams ext. 1279 <A href="mailto:cwilliams@columbiaha.com">cwilliams@columbiaha.com</A></DIV>
<DIV>Gary Anspach ext. 1257 <A href="mailto:ganspach@columbiaha.com">ganspach@columbiaha.com</A></DIV></BODY></HTML>